How to Start a Short-Let Apartment Business in Nigeria (Without Owning Property)

Short-let apartments have quietly become one of the fastest ways to make consistent monthly income from real estate in Nigeria — even if you don’t own a single property.

From Lagos to Abuja to Ibadan and even fast-growing cities, travellers, business people, and families now prefer short-let apartments over hotels. Why? More space, privacy, and better pricing.

This shift has created a powerful opportunity.

If you structure it well, a single apartment can generate more income than traditional yearly rent. And with the right model, you can control units without buying buildings.

In this guide, you will learn how the short-let apartment business works in Nigeria, how to start with limited capital, and how to scale into a steady monthly income stream.

Why Short-Let Apartments Are Booming in Nigeria

Nigeria’s urban centres are expanding rapidly. Business travel, relocation, tourism, and remote work have increased demand for flexible accommodation.

Hotels are expensive. Many travellers now prefer:
– Furnished apartments 
– Weekly stays 
– Monthly stays 
– Private spaces 

Short-let apartments fill this gap perfectly.

This is why smart entrepreneurs are entering the space — not as landlords, but as operators.

It is the same principle behind earning from real estate without owning property. 
You can read that foundation strategy here: 
https://hezolarem.site/make-money-from-real-estate-without-buying-land/

How the Short-Let Apartment Business Model Works

There are three major ways people run this business in Nigeria.

Rental Arbitrage Model 
You rent an apartment yearly and convert it into a furnished short-let unit. 
You pay the landlord fixed rent, then earn from daily or weekly bookings.

If you structure pricing well, your monthly earnings can exceed the yearly rent.

This model is explained deeper here: 
https://hezolarem.site/rental-arbitrage-in-nigeria/

Management Model 
You don’t rent. 
You manage apartments for property owners and take a percentage from bookings.

Many landlords want higher returns but don’t want to manage guests. 
You become the operator and earn management fees.

Ownership Model 
You buy and furnish your own apartment. 
Higher capital, but higher long-term profit.

Most beginners should start with arbitrage or management.

How Much You Need to Start

Startup cost depends on location and apartment size.

For a standard 1-bedroom in Lagos or Abuja (arbitrage model):

Rent + agreement: ₦1.5m – ₦3m 
Furniture & setup: ₦1m – ₦2m 
Generator/inverter: ₦300k – ₦800k 
Decoration & branding: ₦200k – ₦500k 

Estimated total: 
₦3m – ₦6m startup

This can look big, but returns can be strong.

A properly managed unit can generate:
₦70k – ₦150k per week 
₦300k – ₦900k per month (location dependent)

This is why many people now aim to build multiple units.

It aligns with strategies used by those earning high monthly income from real estate without ownership: 
https://hezolarem.site/make-money-from-real-estate-without-buying-land/

Best Locations in Nigeria for Short-Let

Not every area works. Focus on:

Lagos 
– Lekki 
– Ikeja 
– Yaba 
– Victoria Island 
– Ajah 

Abuja 
– Wuse 
– Gwarinpa 
– Maitama 
– Jabi 

Ibadan 
– Bodija 
– Akobo 
– Jericho 

Port Harcourt 
– GRA 
– New GRA 

Look for areas with:
– Business activity 
– Good roads 
– Security 
– Access to airport or major roads 

Step-by-Step: How to Start

Research demand in your chosen area 
Check Airbnb and Booking.com listings.

Secure an apartment 
Negotiate with landlord. 
Be transparent when possible.

Furnish smartly 
Clean, modern, simple. 
Don’t overspend on luxury initially.

List on platforms 
Airbnb 
Booking.com 
WhatsApp marketing 
Facebook 
Direct agent network 

Create a booking system 
Have clear pricing 
Have rules 
Have cleaning schedule 

Market consistently 
Videos 
Photos 
Testimonials 
Agent partnerships 

Mistakes to Avoid

Overpaying for rent 
Poor furnishing 
No marketing 
Bad guest experience 
No maintenance plan 

Short-let is hospitality, not just real estate.

How to Scale to Multiple Units

Start with one. 
Stabilize income. 
Reinvest profit. 
Add more units. 

You can also move into property management for other landlords and grow faster.

This is how many people gradually build strong monthly income streams from real estate operations.

Income Potential

One unit: 
₦200k – ₦800k monthly

Three units: 
₦600k – ₦2m monthly

Five units: 
₦1m+ monthly possible

This is why the short-let model is one of the most practical paths for people who want to earn from real estate consistently.

Final Word

The Nigerian real estate market is evolving. 
Ownership is no longer the only path to profit.

If you understand operations, guest experience, and marketing, short-let apartments can become a reliable income stream.

Start small. 
Structure well. 
Scale wisely.

Real estate rewards those who move early and build systems.

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